Privacy Policy

Last updated: October 27, 2025

Welcome to [Emi calculator] (the “App”). This Privacy Policy explains how [Spicejet] (“we”, “us”, or “our”) collects, uses, discloses, and protects information when you use our EMI Calculator app. By using the App, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

1.1 Information you provide

We do not require you to create an account to use the basic EMI calculator. However, if you contact us or email support, you may provide:

• Name (optional)
• Email address
• Messages or feedback you send us

1.2 Information collected automatically

When you use the App, we may collect certain non-personal information automatically, including:

• Device information (model, OS version, locale)
• App version and usage logs (features used, crash reports)
• Anonymous analytics data for improving the App

1.3 Calculations and inputs

The App performs EMI calculations using the loan parameters you enter (loan amount, interest rate, tenure, etc.). These calculation inputs are processed locally on your device and are not sent to our servers by default unless you explicitly choose to share them with us (for example, via a “Send” or “Save” feature).

2. How We Use Information

• To perform EMI calculations and display results.
• To improve and personalize the App experience (analytics).
• To respond to support requests and user feedback.
• To diagnose and fix bugs and crashes.

3. Third-Party Services

We may use third-party services to help operate the App (for example: analytics and crash reporting providers). These services may collect data as described above. If we use third-party services, we will disclose their names and links to their privacy policies here:

• Google Firebase / Crashlytics — firebase.google.com/support/privacy
• Google Analytics for Firebase — policies.google.com/privacy

(Remove or edit this list depending on which services you actually use.)

4. Ads and Monetization

If the App displays ads, ad networks may collect device identifiers and other non-personal data to serve relevant ads. We do not share personal user data with ad networks beyond device identifiers and ad-related signals.

5. Data Retention

We retain the information we collect only as long as necessary to provide the App and for legitimate business purposes (such as analytics, preventing abuse, and complying with legal obligations).

6. Your Rights & Choices

You may:

• Contact us to request access, correction, or deletion of your personal data.
• Opt-out of analytics where supported (check App settings if provided).
• Uninstall the App at any time to stop data collection from your device.

7. Children's Privacy

The App is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you believe we have collected such information, please contact us and we will act to remove it.

8. Security

We take reasonable measures to protect your information. However, no method of transmission or storage is completely secure. We cannot guarantee absolute security.

9. International Transfers

If you are located outside the country where our servers operate, your information may be transferred to, stored, and processed in that country. We will take steps required by applicable law to protect your information.

10. Changes to This Privacy Policy

We may update this policy from time to time. We will post the revised date at the top of the policy. Continued use of the App after changes indicates acceptance.

11. Contact Us

If you have questions, requests, or concerns, contact us at:

[Spicejet]
Email: [harshpatel1820008@gmail.com]